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Protect what matters most
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Strategies tailored to your unique situations and goals

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Creating a roadmap and action plan for your financial life

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Workplace Benefits

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Retain talented employees and continue to grow your business by providing more than your competition

Insurance

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Insurance is the financial foundation of any household or business. Anything that is important to you is worth protecting. We help navigate our clients through the complexities of finding the best coverage for their situation.

Jovial Financial specializes in the following types of individual insurance

Life Insurance
Disability Insurance
Long-term Care Insurance

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Investments

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Whether your goal is to grow your assets, protect your nest egg or generate guaranteed* income, we have options that can help you achieve your goals.

*Guarantees are based on the claims-paying ability of the issuing company.

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Strategic Planning

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Whether you are preparing for your success in a new career, business or retirement, one thing remains certain: many do not plan to fail, they simply fail to plan. Planning is an essential part of achieving any goal. We help you prioritize your financial goals and help you create a personalized financial strategy. We provide recommendations that include cash management, insurance, prioritizing of debt repayment, taxes, retirement and estate planning.

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Workplace Benefits

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As your company expands and grows, so does its needs. One of the main questions that prospective employees have before they take a new position is, “What type of benefits do you offer?” We help businesses create group benefit plans that are affordable to your company budget while helping to attract new employees and retain your current talent.

We also help you plan for future growth, prepare for taxes and develop succession plans. The services we provide include, but are not limited to:

Retirement Plans
Group Life and Disability Plans
Buy-Sell Agreement Life Insurance
Key-Employee Life Insurance
Business Planning Strategies

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JOVAN E. COKER

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